Make your dreams come true with a personal credit
A new salon with leather seats, a long journey, a wedding, a caravan or unexpected expenses. A personal credit is the ideal solution to spread your costs. You repay a limited fixed amount every month. For example, an installment credit does not have to weigh heavily on your monthly budget while your dream becomes reality.
A customized personal credit
With a personal credit (installment credit) you can borrow an amount between 2,500 and 100,000 USD and pay off at your own pace. An installment loan with the Good Finance is very flexible: you determine the amount and the repayment term yourself. The term varies from 24 to 84 months. After the last repayment, your personal loan has been fully repaid. In addition to this credit, you can also opt for other types of credit, such as a green credit, a home loan, a revolving credit or a car loan if you are going to buy a car.
What you definitely want to know about an installment loan
- A personal credit is intended for all purposes.
- Upon approval, you will receive the total loan amount at once. Afterwards you repay a fixed monthly amount for a predetermined number of months.
- The fixed monthly amount consists of part of the repayment of the borrowed capital and part of interest on the residual debt.
- The term and interest cannot be changed during the loan agreement.
- The interest on an installment loan is higher than for a mortgage loan due to the lack of collateral, and lower than for a revolving loan due to the absence of interest rate risk.
- As a borrower, you are legally protected. Therefore, as a lender, we are required to verify your loan history with the CKP and we must not exceed the maximum interest rate set by the government. This maximum interest can be adjusted annually.
Apply for your personal loan online: fast and discreet
- With the online credit simulator you can quickly and easily calculate the amount of your monthly payment for your personal credit.
- Once you have found the desired calculation, please fill in the application form.
- Do you have any questions? Contact us for a no-obligation consultation.
Good Finance handles your file quickly and in complete discretion.